I have a medical debt that is > 2 ½ years old. It was turned over to collection 63 days after past due. I have told the collection company by mail that no money was available. Now another agency contacts me wanting the full amount. I talked with and agent yesterday and offered a 38 to 40% full payoff via my extended family. I told her I received this information via the Dave Ramsey program. Her response was I will talk to them and get back with you. Is this the appropriate path?
I’m on a personal crusade against hospitals since they did a lousy job on my mom and are trying to charge her in the grave. I had to deal with a Catholic hospital and asked them what kind of Catholics they were to gouge people who couldn’t pay their bills. I got the typical bureaucratic response.